Phil, welcome to Stormtrack! I would like to address a couple of points though. I see you are in South Carolina, and yes, hurricane straps are required in coastal states, and on the plains as well. However, to my knowledge they are still not required in states like Kentucky and Tennessee, and definitely were not required when I was working construction in those two states at various points from 2006 to 2011.
With that said, I think you know even better than I do that all the hurricane straps and toe nails in the world mean nothing if the foundation is not adequate. And frankly, there is no scenario where CMU foundations are adequate against even an EF4. While I was not present in the areas of Kentucky that were impacted on 12/10, I worked in the industry long enough in that part of the country to know that CMU foundations make up the vast majority. Even of the poured concrete foundations, many are not of an adequate thickness, or reinforced with rebar. Of the pictures that I saw from the area, there was a good deal of work that I would have been embarrassed had it been my own. Others I saw revealed where corners were simply cut. And considering the people who participated in the survey process, who have an even better eye than I do because it's what they do for a living, I am content to trust their judgement, as they would have noticed the same things.
I don't think the system is "broken," as some are asserting, but I do think that the large amount of subjectivity under the previous scale is playing an immense role in the current perception. Could it have possibly been over 200mph? Sure. But even from pictures, the number of significant build issues was sobering to say the least.
Yes, I'm in SC but I do have a fair amount of experience building elsewhere and not only doing residential work, but industrial and commercial work as well. The last few ICBO building code revisions require those clips, and most places in the US build to one of the later (or the latest) code. And I do have friends elsewhere whom I discuss construction with in some depth as it's more than just a job to me but also something of a passion too. And studying tornadoes is something of a passion to me too. You're on target with the CMU foundations; those could be rather easily improved and in the best homes are being eschewed in favor of concrete these days which is much better in every regard. On the concrete reinforcement, that too has seen recent improvement due to updated codes. But to someone like me who has seen (and done) this on industrial jobs where it is critical, what we get in residential construction is almost a joke, both in design and especially implementation. So we do agree on many points here.
Yet I still know the entire system is broken,and here's why:
1- Building codes are both inadequate for this purpose and are not universal in scope.
2- Adherence to codes in construction is almost always minimal with best practice not even on the radar.
3- Inspection for code compliance in residential construction is universally done to a very poor standard.
4- Residential building design marginalizes structural strength in deference to almost every other aspect.
5- In damage surveys there is apparently no allowance for any deviance from listed building techniques even when they might be equal in effectiveness.
6- We're not allowing for corroborating evidence or non-listed evidence to play the part it should in damage surveying.
7- There is a lack of thoroughness in assessing every damage site with too much simply being overlooked intentionally.
There is room for improvement in all these areas, sometimes a vast amount of room. I can offer ample evidence to back up and prove all of my listed points here. But as is usual, our real problem is in these things being driven almost completely by money and inter-personal politics- poor motivations giving the poor results we get. Knowing something (actually a fair amount) of the structural strengths of wood and it's usage in home construction I know we reach it's inherent limitations at some point, and there's only so much we can do to help it achieve that level of structural strength. Can we build wood-framed homes to mostly survive say a low-end EF-4? I think so as long as there aren't any other factors involved such as major impact damage, although that will require a lot of changes in our approach. It can easily be done to EF-3 level without too many changes or added costs. And this can be done without significantly reducing livability of the homes so I can see no reason to not do this.
But it's not happening, and this is why I assert that the whole system is broken. A better system or the needed improvements on what we have now is the correct solution and can both fix the current problems as well as preventing similar problems in the future.
Phil