Tony Laubach
EF5
During Wednesday's chase in Texas, I had the unfortunate situation arise where my good Nikon camera and really good Nikon lens took a weather-related dump into the street and destroyed the lens and irrepairably damaged the camera body. The total kit would run about a small fortune to replace.
Fortunately, at the expense of Chris Collura's terrible experience with the theft of his vehicle and the insurance debacle that ensued, I opted to buy a business policy covering my chasing gear. The policy costs me less than $150 a YEAR and covers me for theft, damage, etc. I obviously list my business as storm chasing in the event something like this happens.
So long story short, I called this afternoon and within two hours had my claim approved and will have a check enroute that will cover the damaged/destroyed equipment. I should have the new gear in my hands before I chase again, thus not missing a beat.
My insurance company has been American Family for 11 years and change now. My Dad got them when we moved to Denver and we've had the same agent the entire time. They've been excellent with my family and especially me and deserve to get called out for their excellent service and coverage. They're a bit higher in rates than most companies, but the piece of mind I have had with them is worth every dime and they again came through with this one!
Again, point of this... if you chase seriously and have a lot of gear, opt for this policy. Mine just paid for itself and then some!
Fortunately, at the expense of Chris Collura's terrible experience with the theft of his vehicle and the insurance debacle that ensued, I opted to buy a business policy covering my chasing gear. The policy costs me less than $150 a YEAR and covers me for theft, damage, etc. I obviously list my business as storm chasing in the event something like this happens.
So long story short, I called this afternoon and within two hours had my claim approved and will have a check enroute that will cover the damaged/destroyed equipment. I should have the new gear in my hands before I chase again, thus not missing a beat.
My insurance company has been American Family for 11 years and change now. My Dad got them when we moved to Denver and we've had the same agent the entire time. They've been excellent with my family and especially me and deserve to get called out for their excellent service and coverage. They're a bit higher in rates than most companies, but the piece of mind I have had with them is worth every dime and they again came through with this one!
Again, point of this... if you chase seriously and have a lot of gear, opt for this policy. Mine just paid for itself and then some!
