May 20, 2013 is the date of the most recent EF5 tornado in Moore, Oklahoma. It’s not the most recent tornado in Moore, however, it is the most destructive in recent history. If you were to connect every tornado track that has affected Moore since weather records here began in 1893, it would be 249.3 miles long. 102 tornado-related fatalities and 1044 injuries have been recorded in the city during the same period. So how does a city attract people back to areas where tornadoes are considered a commonality? Well, the same way casinos lure gamblers back to the table: Free money. Here’s look at the effort launched last week in Moore: How it works: Assistance is provided in the form of a five-year forgivable second mortgage. The second mortgage is subject to forgiveness after buyers have occupied the home as their primary residence for five years. If the property is sold, refinanced or conveyed during the five-year affordability period, the buyers will have to pay off the pro-rated amount prior to closing. The forgiveness of the second mortgage is 1/60th per month, beginning 60 days after closing. If the property is sub-leased during the five-year affordability period, the full amount of DPA that was provided is required to be paid back. Click for the fine print. Note: There is no mention of what happens if a property is totaled by another tornado. So, if you like living on the edge when it comes to severe weather, join us in Moore and save a few bucks!